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Richland Parish, LA flood insurance claims history

473 National Flood Insurance Program claims have been filed for flood losses in Richland Parish since 1979, and FEMA has paid out $11.1M on them. The worst year was 2016 with 92 claims. Richland Parish ranks #37 of 64 in Louisiana by claim count.

At a glance

  • 52% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 19% of all claims trace to a single event — Late winter severe storms (2016), which paid $4.0M here.
  • Flood claims were filed in 7 of the last 10 years.
  • More flood claims than 43% of the 64 Louisiana parishes with any claims on file — and more than 5 of its 7 neighbors.
  • ZIP 71269 has the most claims in the county (343, 73%). Check your ZIP →
NFIP claims
473
1979 – 2025
Total paid
$11.1M
nominal dollars, not inflation-adjusted
Claims paid
86%
406 received a payment
Average payout
$27K
per paid claim
Last 10 years
144
claims 2016 – 2025
Most recent loss
2025-06-17
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 92 claims in 2016
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25

Claims by year of loss, 1979–2025. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Richland Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Late winter severe storms90$4.0M$45K2016
Hurricane Gustav58$2.1M$36K2008
Flooding (FEMA general label)55$641K$12K1991
Hurricane Delta39$1.5M$38K2020
Spring storm6$147K$24K2015
Flooding (FEMA general label)5$37K$7K1987
Flooding (FEMA general label)3$55K$18K1982
Flooding (FEMA general label)2$14K$7K1989
Hurricane Lili2$7K$3K2002
Flooding (FEMA general label)2$1K$7261998
Flooding (FEMA general label)1$8K$8K1995
Hurricane Katrina1$0$02005

56% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 211 (45%)Coastal high-risk V zones: 1 (0%)Moderate / low-risk zones (B, C, X): 228 (48%)Zone not recorded: 33 (7%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)211$4.0M$19K
Coastal high-risk V zones (V, VE, V1–V30)1$871$871
Moderate / low-risk zones (B, C, X)228$6.9M$30K
Zone not recorded33$179K$5K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt29963%
Stream, river or lake overflow9119%
Other causes5011%
Tidal water overflow (storm surge)286%
Not recorded31%
Alluvial fan overflow20%

Flood claims by ZIP code in Richland Parish

11 ZIP codes in Richland Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Richland Parish.

71269343$9.6M73%292025
7123272$765K15%202014
7125923$378K5%92020
712799$190K2%62020
8$34K2%31983
714366$41K1%11991
714185$66K1%42016
712643$21K1%12016
703532$14K0%22002
712161$00%11988
712111$3K0%11991

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Richland Parish flood?

March accounts for the most flood losses (101 claims, 21%). Claims by month of loss:

MonthClaimsShare
January439%
February20%
March10121%
April6213%
May6313%
June143%
July10%
August51%
September6414%
October9520%
November92%
December143%

Year-by-year detail

Year of lossClaimsPaid
20251$16K
20243$70K
20231$0
20223$38K
202041$1.5M
20173$37K
201692$4.0M
20156$147K
20141$0
20133$69K
20121$0
20113$13K
20094$37K
200860$2.1M
20071$4K
200646$1.4M
20051$0
20022$7K
20019$48K
20004$34K
199935$306K
19986$39K
19972$41K
19962$475
19953$26K
19941$8K
19935$10K
199160$676K
199011$90K
19894$19K
19881$0
19875$37K
19851$0
19843$19K
198321$83K
19824$61K
19808$4K
197916$28K

Neighboring parishes and counties

Richland Parish borders 7 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Richland Parish (this page)473$11.1M52%
Ouachita Parish6,984$162.9M24%
Caldwell Parish490$5.3M8%
Franklin Parish320$5.4M33%
Madison Parish250$2.7M24%
Morehouse Parish239$6.9M54%
East Carroll Parish116$2.0M51%
West Carroll Parish63$1.8M51%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Richland Parish

Has Richland Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2025-06-17, and claims were filed in 7 of the last 10 years (144 claims from 2016 to 2025). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 52% of Richland Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22083, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.