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Livingston Parish, LA flood insurance claims history

14,639 National Flood Insurance Program claims have been filed for flood losses in Livingston Parish since 1978, and FEMA has paid out $835.2M on them. The worst year was 2016 with 7,870 claims. Livingston Parish ranks #6 of 64 in Louisiana by claim count.

At a glance

  • 11% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 52% of all claims trace to a single event — Mid-summer severe storms (2016), which paid $732.8M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 92% of the 64 Louisiana parishes with any claims on file — and more than 4 of its 5 neighbors.
  • ZIP 70726 has the most claims in the county (6,811, 47%). Check your ZIP →
NFIP claims
14,639
1978 – 2026
Total paid
$835.2M
nominal dollars, not inflation-adjusted
Claims paid
88%
12,873 received a payment
Average payout
$65K
per paid claim
Last 10 years
605
claims 2017 – 2026
Most recent loss
2026-05-08
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 7,870 claims in 2016
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
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'05
 
 
 
 
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'15
 
 
 
 
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'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Livingston Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-summer severe storms7,617$732.8M$96K2016
Flooding (FEMA general label)785$13.6M$17K1983
Hurricane Isaac765$19.9M$26K2012
Tropical Storm Allison589$7.0M$12K2001
Flooding (FEMA general label)418$6.3M$15K1990
Hurricane Ida281$7.2M$26K2021
Flooding (FEMA general label)266$2.6M$10K1993
Hurricane Ike198$4.0M$20K2008
Late winter severe storms198$4.4M$22K2016
Flooding (FEMA general label)196$2.0M$10K1998
Hurricane Juan186$1.6M$9K1985
Hurricane Gustav184$3.0M$16K2008

80% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 12,091 (83%)Coastal high-risk V zones: 4 (0%)Moderate / low-risk zones (B, C, X): 1,437 (10%)Zone not recorded: 1,107 (8%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)12,091$713.9M$59K
Coastal high-risk V zones (V, VE, V1–V30)4$13K$3K
Moderate / low-risk zones (B, C, X)1,437$111.1M$77K
Zone not recorded1,107$10.2M$9K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt6,22843%
Stream, river or lake overflow4,83533%
Other causes2,02714%
Tidal water overflow (storm surge)1,3349%
Not recorded1051%
Alluvial fan overflow971%

Flood claims by ZIP code in Livingston Parish

37 ZIP codes in Livingston Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Livingston Parish.

707266,811$504.4M47%472026
704621,907$53.0M13%372021
704491,430$27.4M10%322021
707851,212$77.2M8%402026
707061,122$82.1M8%302025
70744518$25.0M4%272021
70754511$22.0M3%282021
70733484$16.8M3%312021
70711174$12.7M1%182024
152$1.7M1%132001
70443113$5.4M1%152021
7072757$2.0M0%112016
7040352$2.7M0%92021
7046630$1.7M0%62021
7078616$323K0%122016
7077412$36K0%92025
704645$43K0%41985
707695$62K0%22016
707674$277K0%31985
707373$14K0%31995
704262$35K0%21990
702062$4K0%11983
704222$229K0%12016
707792$16K0%21993
707281$00%11993
707591$37K0%12008
700271$12K0%11994
701261$00%11983
708161$14K0%11990
707251$25K0%12001
707351$00%12001
704481$7740%12008
703621$3K0%12008
703631$8640%12004
70744-51121$00%12021
70462-88891$3K0%12021
707751$17K0%11983

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Livingston Parish flood?

August accounts for the most flood losses (9,048 claims, 62%). Claims by month of loss:

MonthClaimsShare
January9917%
February1021%
March3252%
April1,2799%
May2642%
June8086%
July670%
August9,04862%
September1,0827%
October5824%
November240%
December670%

Year-by-year detail

Year of lossClaimsPaid
20263$63K
20255$94K
20246$86K
20239$164K
20227$24K
2021338$8.3M
202022$669K
2019174$6.2M
20187$134K
201734$341K
20167,870$737.8M
201539$395K
20148$5K
201360$570K
2012795$20.1M
2011125$2.1M
20104$7K
200921$50K
2008425$7.4M
200713$173K
200616$202K
2005295$4.9M
2004181$2.0M
200352$256K
2002232$2.1M
2001602$7.1M
200010$47K
19997$31K
1998231$2.2M
199750$310K
199663$441K
1995175$1.2M
199492$654K
1993391$3.5M
1992118$580K
1991162$802K
1990428$6.3M
198914$47K
198816$38K
198713$58K
198610$19K
1985192$1.6M
198413$13K
1983972$15.1M
19829$12K
19811$3K
1980135$295K
1979192$736K
19782$4K

Neighboring parishes and counties

Livingston Parish borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Livingston Parish (this page)14,639$835.2M11%
East Baton Rouge Parish22,575$1.31B21%
St. John the Baptist Parish8,979$655.3M34%
Ascension Parish6,783$353.6M19%
Tangipahoa Parish4,296$177.6M35%
St. Helena Parish65$2.6M33%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Livingston Parish

Has Livingston Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-05-08, and claims were filed in 10 of the last 10 years (605 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 11% of Livingston Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22063, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.