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Lafourche Parish, LA flood insurance claims history

6,203 National Flood Insurance Program claims have been filed for flood losses in Lafourche Parish since 1978, and FEMA has paid out $104.0M on them. The worst year was 1985 with 1,164 claims. Lafourche Parish ranks #14 of 64 in Louisiana by claim count.

At a glance

  • 21% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 18% of all claims trace to a single event — Hurricane Juan (1985), which paid $13.4M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 79% of the 64 Louisiana parishes with any claims on file — and more than 2 of its 6 neighbors.
  • ZIP 70357 has the most claims in the county (1,370, 22%). Check your ZIP →
NFIP claims
6,203
1978 – 2026
Total paid
$104.0M
nominal dollars, not inflation-adjusted
Claims paid
72%
4,443 received a payment
Average payout
$23K
per paid claim
Last 10 years
1,029
claims 2017 – 2026
Most recent loss
2026-06-28
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 1,164 claims in 1985
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
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'05
 
 
 
 
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'15
 
 
 
 
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'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Lafourche Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Hurricane Juan1,140$13.4M$12K1985
Hurricane Gustav648$8.0M$12K2008
Hurricane Ida583$25.9M$45K2021
Tropical Storm Allison515$10.4M$20K2001
Hurricane Katrina506$6.3M$12K2005
Hurricane Andrew192$1.4M$7K1992
Hurricane Ike173$3.9M$23K2008
Hurricane Rita169$4.6M$27K2005
Hurricane Lili160$2.1M$13K2002
Hurricane Isaac130$1.7M$13K2012
Tropical Storm Isidore123$917K$7K2002
Flooding (FEMA general label)120$943K$8K1991

72% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 4,159 (67%)Coastal high-risk V zones: 192 (3%)Moderate / low-risk zones (B, C, X): 1,185 (19%)Zone not recorded: 667 (11%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)4,159$70.9M$17K
Coastal high-risk V zones (V, VE, V1–V30)192$1.7M$9K
Moderate / low-risk zones (B, C, X)1,185$25.8M$22K
Zone not recorded667$5.6M$8K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt3,13451%
Tidal water overflow (storm surge)1,65127%
Stream, river or lake overflow76212%
Other causes5579%
Not recorded761%
Alluvial fan overflow160%

Flood claims by ZIP code in Lafourche Parish

34 ZIP codes in Lafourche Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Lafourche Parish.

703571,370$31.4M22%332024
703011,197$25.9M19%412026
70345987$8.4M16%402024
70354536$4.1M9%192021
70374472$4.6M8%332025
70394460$6.3M7%332026
70373445$10.5M7%312024
70377280$7.3M5%142021
70364132$1.5M2%262026
107$898K2%122008
7003082$1.5M1%112024
7034339$441K1%82021
7035924$95K0%112026
7035514$76K0%102021
714469$58K0%42005
703027$46K0%61992
703587$123K0%52021
703636$190K0%42008
703756$47K0%42009
706014$59K0%31990
703004$132K0%42012
707352$6K0%11997
703712$8K0%21991
713731$7K0%11978
703601$8K0%11985
700911$00%12005
707341$00%12008
705571$8K0%11985
70301-60271$10K0%12024
70301-38771$31K0%12024
703401$00%11985
70373-38091$2K0%12021
706451$10K0%11985
70301-63941$98K0%12024

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Lafourche Parish flood?

August accounts for the most flood losses (1,531 claims, 25%). Claims by month of loss:

MonthClaimsShare
January361%
February321%
March1993%
April2294%
May2234%
June82713%
July1262%
August1,53125%
September1,37622%
October1,46924%
November120%
December1432%

Year-by-year detail

Year of lossClaimsPaid
202681$4.0M
20255$52K
2024140$6.2M
20232$47K
20224$0
2021628$26.8M
202093$2.1M
201924$548K
20183$42K
201749$392K
201617$62K
201519$229K
20144$0
201314$35K
2012151$2.0M
201120$131K
201011$11K
2009202$3.1M
2008860$12.2M
200728$527K
200617$114K
2005712$11.2M
200462$590K
200361$345K
2002288$3.0M
2001526$10.4M
20008$31K
1999122$1.6M
199871$400K
199716$73K
19968$119K
199564$464K
19948$40K
199318$55K
1992201$1.4M
1991132$992K
199064$238K
19893$56K
19888$8K
19875$1K
19861$0
19851,164$13.6M
198418$27K
198334$79K
198215$24K
198112$14K
1980143$399K
197962$126K
19785$15K

Neighboring parishes and counties

Lafourche Parish borders 6 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Lafourche Parish (this page)6,203$104.0M21%
Jefferson Parish135,664$3.59B29%
Terrebonne Parish13,501$326.6M17%
St. John the Baptist Parish8,979$655.3M34%
St. Charles Parish7,568$161.4M26%
Assumption Parish883$5.1M21%
St. James Parish342$7.5M76%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Lafourche Parish

Has Lafourche Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-06-28, and claims were filed in 10 of the last 10 years (1,029 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 21% of Lafourche Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22057, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.