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East Baton Rouge Parish, LA flood insurance claims history

22,575 National Flood Insurance Program claims have been filed for flood losses in East Baton Rouge Parish since 1978, and FEMA has paid out $1.31B on them. The worst year was 2016 with 11,647 claims. East Baton Rouge Parish ranks #5 of 64 in Louisiana by claim count.

At a glance

  • 21% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 51% of all claims trace to a single event — Mid-summer severe storms (2016), which paid $1.08B here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 94% of the 64 Louisiana parishes with any claims on file — and more than all 6 of its neighbors.
  • ZIP 70817 has the most claims in the county (2,785, 12%). Check your ZIP →
NFIP claims
22,575
1978 – 2026
Total paid
$1.31B
nominal dollars, not inflation-adjusted
Claims paid
86%
19,366 received a payment
Average payout
$68K
per paid claim
Last 10 years
2,098
claims 2017 – 2026
Most recent loss
2026-07-15
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 11,647 claims in 2016
 
 
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Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in East Baton Rouge Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-summer severe storms11,508$1.08B$94K2016
2021 Mid-Spring Severe Storms1,273$109.4M$86K2021
Flooding (FEMA general label)1,142$21.7M$19K1983
Tropical Storm Allison1,081$24.2M$22K2001
Flooding (FEMA general label)632$9.5M$15K1993
Flooding (FEMA general label)545$6.1M$11K1995
Hurricane Gustav449$9.8M$22K2008
Flooding (FEMA general label)390$5.0M$13K1990
Flooding (FEMA general label)329$2.7M$8K1989
Flooding (FEMA general label)212$766K$4K1980
Hurricane Katrina169$1.8M$11K2005
Flooding (FEMA general label)122$344K$3K1982

79% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 17,390 (77%)Coastal high-risk V zones: 31 (0%)Moderate / low-risk zones (B, C, X): 4,667 (21%)Zone not recorded: 487 (2%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)17,390$1.07B$62K
Coastal high-risk V zones (V, VE, V1–V30)31$312K$10K
Moderate / low-risk zones (B, C, X)4,667$241.8M$52K
Zone not recorded487$2.3M$5K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt11,63952%
Stream, river or lake overflow5,89426%
Other causes2,84413%
Tidal water overflow (storm surge)1,8228%
Alluvial fan overflow1871%
Not recorded1721%

Flood claims by ZIP code in East Baton Rouge Parish

55 ZIP codes in East Baton Rouge Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to East Baton Rouge Parish.

708172,785$135.2M12%442026
708162,680$260.3M12%462026
708152,201$154.9M10%482026
708141,773$98.3M8%432024
707141,677$87.8M7%452026
707391,573$130.2M7%342024
708181,334$76.0M6%402024
708191,285$73.7M6%432026
708051,223$60.4M5%452025
708091,034$55.6M5%462026
70810964$43.9M4%402026
70791912$42.3M4%412025
70808783$16.7M3%452026
70811648$40.0M3%382022
70802383$4.9M2%412026
70820367$8.3M2%322026
70812235$11.1M1%302023
70806183$2.2M1%332026
70770159$5.7M1%202024
85$1.1M0%142016
7080756$1.0M0%232026
7089648$492K0%172012
7077747$1.6M0%142020
7082136$776K0%152016
7080115$786K0%122019
7080014$92K0%81997
7089514$91K0%51993
7012210$49K0%81998
708795$58K0%51997
707764$23K0%42021
708934$72K0%41983
701854$56K0%42001
701313$00%12011
707263$15K0%32001
708363$383K0%32021
708132$155K0%22001
708922$6K0%21985
708982$7K0%21990
700022$6K0%21995
708742$2K0%22001
70810-89111$71K0%12025
708841$44K0%11993
703181$45K0%12016
703581$14K0%12002
707221$125K0%12016
70809-46081$112K0%12021
711121$5130%11991
704611$00%12021
70805-62741$4K0%12024
707041$3K0%11993
708041$5K0%11983
70816-20341$00%12024
70815-67501$00%12021
70810-20431$104K0%12021
707151$2K0%11995

Click a column to sort. Click a ZIP to load it in the lookup above.

When does East Baton Rouge Parish flood?

August accounts for the most flood losses (12,220 claims, 54%). Claims by month of loss:

MonthClaimsShare
January1,3656%
February2291%
March6003%
April2,59311%
May1,8188%
June1,8278%
July2151%
August12,22054%
September7393%
October5122%
November970%
December3602%

Year-by-year detail

Year of lossClaimsPaid
202654$1.6M
202520$936K
202430$380K
202342$800K
202247$211K
20211,434$110.7M
2020123$3.1M
2019231$6.9M
201856$624K
201761$294K
201611,647$1.08B
201576$1.1M
201433$81K
201349$299K
2012105$404K
201141$278K
201031$146K
200930$93K
2008543$10.5M
200746$400K
200689$1.3M
2005289$3.0M
2004123$1.6M
200340$202K
2002101$205K
20011,105$24.4M
200068$519K
199929$103K
199868$294K
1997130$1.1M
199688$659K
1995789$8.3M
1994109$667K
1993738$10.6M
1992303$2.0M
1991256$2.3M
1990446$5.3M
1989386$2.9M
198880$221K
198733$82K
198658$230K
198566$266K
198444$96K
19831,457$24.4M
1982139$383K
198115$7K
1980322$1.0M
1979482$2.7M
197823$41K

Neighboring parishes and counties

East Baton Rouge Parish borders 6 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
East Baton Rouge Parish (this page)22,575$1.31B21%
Livingston Parish14,639$835.2M11%
Ascension Parish6,783$353.6M19%
Iberville Parish618$13.8M38%
West Baton Rouge Parish285$7.4M83%
East Feliciana Parish110$3.2M21%
St. Helena Parish65$2.6M33%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in East Baton Rouge Parish

Has East Baton Rouge Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-07-15, and claims were filed in 10 of the last 10 years (2,098 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 21% of East Baton Rouge Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22033, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.