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Concordia Parish, LA flood insurance claims history

1,211 National Flood Insurance Program claims have been filed for flood losses in Concordia Parish since 1978, and FEMA has paid out $11.7M on them. The worst year was 1983 with 168 claims. Concordia Parish ranks #28 of 64 in Louisiana by claim count.

At a glance

  • 25% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • Flood claims were filed in 8 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 57% of the 64 Louisiana parishes with any claims on file — and more than 2 of its 5 neighbors.
  • ZIP 71373 has the most claims in the county (712, 59%). Check your ZIP →
NFIP claims
1,211
1978 – 2026
Total paid
$11.7M
nominal dollars, not inflation-adjusted
Claims paid
82%
989 received a payment
Average payout
$12K
per paid claim
Last 10 years
39
claims 2017 – 2026
Most recent loss
2026-06-18
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 168 claims in 1983
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Concordia Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-spring storms75$1.6M$21K2011
Flooding (FEMA general label)46$103K$2K1983
Flooding (FEMA general label)33$174K$5K1991
Hurricane Katrina22$0$02005
Flooding (FEMA general label)14$27K$2K1985
Hurricane Gustav13$76K$6K2008
Flooding (FEMA general label)11$29K$3K1980
Flooding (FEMA general label)7$2K$2461984
Tropical Storm Barry6$60K$10K2019
Late winter severe storms5$150K$30K2016
Flooding (FEMA general label)4$8K$2K1982
Flooding (FEMA general label)2$8K$4K1995

20% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 852 (70%)Coastal high-risk V zones: 0 (0%)Moderate / low-risk zones (B, C, X): 291 (24%)Zone not recorded: 69 (6%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)852$9.3M$11K
Moderate / low-risk zones (B, C, X)291$2.2M$7K
Zone not recorded69$274K$4K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt52043%
Tidal water overflow (storm surge)37431%
Stream, river or lake overflow25421%
Other causes555%
Not recorded71%
Alluvial fan overflow20%

Flood claims by ZIP code in Concordia Parish

17 ZIP codes in Concordia Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Concordia Parish.

71373712$7.7M59%422025
71334207$2.2M17%322020
132$647K11%161998
7134349$480K4%142019
7135436$236K3%162026
7012422$02%12005
7137712$98K1%52016
7134411$44K1%21991
713788$30K1%61985
713265$11K0%32021
713164$24K0%21983
713394$8K0%21984
700003$118K0%12008
713282$62K0%12011
713692$14K0%21994
713412$10K0%21990
773021$35K0%12024

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When does Concordia Parish flood?

May accounts for the most flood losses (336 claims, 28%). Claims by month of loss:

MonthClaimsShare
January14212%
February434%
March20617%
April26322%
May33628%
June756%
July222%
August373%
September192%
October141%
November111%
December444%

Year-by-year detail

Year of lossClaimsPaid
20261$42K
20252$38K
20241$35K
20215$8K
20202$3K
201915$278K
201810$312K
20173$134K
201614$342K
20153$0
20144$39K
201336$895K
20123$15K
201182$2.0M
20108$41K
20094$131K
200843$1.1M
20071$5K
200532$105K
20048$54K
20036$47K
200216$116K
200111$108K
20005$59K
199911$65K
199815$115K
199759$983K
199618$92K
199528$184K
199438$305K
199322$159K
199191$518K
199046$297K
198924$128K
19882$7K
19879$50K
198530$93K
198466$295K
1983168$1.0M
198243$99K
19817$19K
198066$179K
1979143$1.2M
197811$24K

Neighboring parishes and counties

Concordia Parish borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Concordia Parish (this page)1,211$11.7M25%
Pointe Coupee Parish1,896$26.0M14%
Avoyelles Parish1,652$18.1M19%
Catahoula Parish1,627$14.7M5%
West Feliciana Parish370$4.3M39%
Tensas Parish161$2.9M20%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Concordia Parish

Has Concordia Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-06-18, and claims were filed in 8 of the last 10 years (39 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 25% of Concordia Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22029, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.