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Calcasieu Parish, LA flood insurance claims history

10,386 National Flood Insurance Program claims have been filed for flood losses in Calcasieu Parish since 1978, and FEMA has paid out $324.0M on them. The worst year was 2020 with 1,731 claims. Calcasieu Parish ranks #8 of 64 in Louisiana by claim count.

At a glance

  • 42% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 15% of all claims trace to a single event — 2021 Mid-Spring Severe Storms (2021), which paid $97.5M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 89% of the 64 Louisiana parishes with any claims on file — and more than 4 of its 5 neighbors.
  • ZIP 70605 has the most claims in the county (2,612, 25%). Check your ZIP →
NFIP claims
10,386
1978 – 2026
Total paid
$324.0M
nominal dollars, not inflation-adjusted
Claims paid
79%
8,214 received a payment
Average payout
$39K
per paid claim
Last 10 years
4,203
claims 2017 – 2026
Most recent loss
2026-07-14
data as of 2026-09-07

Look up your ZIP code

Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 1,731 claims in 2020
 
 
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Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Calcasieu Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
2021 Mid-Spring Severe Storms1,599$97.5M$61K2021
Hurricane Delta1,324$50.0M$38K2020
Hurricane Rita1,287$32.6M$25K2005
Hurricane Ike1,111$61.6M$55K2008
Flooding (FEMA general label)767$9.0M$12K1980
Hurricane Laura350$4.4M$13K2020
Hurricane Harvey337$12.5M$37K2017
Flooding (FEMA general label)300$4.5M$15K1989
Flooding (FEMA general label)188$2.6M$14K1982
Flooding (FEMA general label)170$699K$4K1979
Flooding (FEMA general label)88$497K$6K1998
Hurricane Katrina58$645K$11K2005

73% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 5,382 (52%)Coastal high-risk V zones: 122 (1%)Moderate / low-risk zones (B, C, X): 4,018 (39%)Zone not recorded: 864 (8%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)5,382$156.6M$29K
Coastal high-risk V zones (V, VE, V1–V30)122$2.7M$22K
Moderate / low-risk zones (B, C, X)4,018$155.2M$39K
Zone not recorded864$9.5M$11K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt6,39362%
Stream, river or lake overflow1,63616%
Tidal water overflow (storm surge)1,49414%
Other causes7047%
Not recorded1101%
Alluvial fan overflow380%

Flood claims by ZIP code in Calcasieu Parish

30 ZIP codes in Calcasieu Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Calcasieu Parish.

706052,612$111.6M25%442024
706011,946$58.1M19%452026
706071,616$46.0M16%322024
70663950$17.5M9%432026
70615905$27.6M9%372025
70611754$19.1M7%362025
70669531$13.5M5%362026
70665507$15.5M5%252025
70647246$7.6M2%222026
7066870$3.3M1%132020
55$427K1%81989
7063342$762K0%182024
7060240$431K0%102005
7066132$891K0%82020
7008315$418K0%82012
7063014$580K0%72020
706069$137K0%42005
706128$63K0%51995
706167$33K0%51991
706646$85K0%21980
706466$120K0%32020
706103$14K0%21991
706573$49K0%22019
713512$5000%11991
706002$10K0%21995
70605-56171$86K0%12021
70605-03041$28K0%12020
705461$21K0%11989
706291$00%12020
706581$10K0%11980

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Calcasieu Parish flood?

September accounts for the most flood losses (2,945 claims, 28%). Claims by month of loss:

MonthClaimsShare
January1431%
February430%
March2062%
April2362%
May2,75427%
June5475%
July2673%
August8468%
September2,94528%
October1,95819%
November1421%
December2993%

Year-by-year detail

Year of lossClaimsPaid
20269$218K
202516$633K
202420$336K
20235$15K
20227$164K
20211,633$97.8M
20201,731$55.4M
2019139$4.8M
20185$0
2017638$21.4M
2016101$2.9M
201527$291K
2014161$4.2M
2013102$3.2M
201264$546K
201111$51K
201017$79K
200937$419K
20081,155$61.9M
200725$85K
2006429$11.5M
20051,405$34.1M
200458$532K
20035$18K
2002137$1.5M
200198$788K
200013$19K
19998$38K
199897$535K
199719$70K
199629$172K
199583$539K
19942$1K
199324$51K
19927$34K
199184$346K
199014$56K
1989387$5.2M
198824$54K
198772$355K
198621$70K
198569$376K
198449$152K
198326$27K
1982287$2.9M
198131$78K
1980781$9.1M
1979222$889K
19782$6K

Neighboring parishes and counties

Calcasieu Parish borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Calcasieu Parish (this page)10,386$324.0M42%
Orange County, TX12,876$1.04B66%
Cameron Parish3,470$210.0M5%
Newton County, TX552$28.0M27%
Beauregard Parish516$8.8M26%
Jefferson Davis Parish313$6.2M29%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Calcasieu Parish

Has Calcasieu Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-07-14, and claims were filed in 10 of the last 10 years (4,203 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 42% of Calcasieu Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22019, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.

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