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Acadia Parish, LA flood insurance claims history

1,481 National Flood Insurance Program claims have been filed for flood losses in Acadia Parish since 1978, and FEMA has paid out $37.0M on them. The worst year was 2016 with 639 claims. Acadia Parish ranks #26 of 64 in Louisiana by claim count.

At a glance

  • 33% of claims came from buildings outside FEMA’s high-risk flood zones (B, C or X), where lenders usually do not require flood insurance.
  • 42% of all claims trace to a single event — Mid-summer severe storms (2016), which paid $22.1M here.
  • Flood claims were filed in 10 of the last 10 years — flooding here is a regular event, not a once-in-a-generation one.
  • More flood claims than 60% of the 64 Louisiana parishes with any claims on file — and more than 3 of its 5 neighbors.
  • ZIP 70526 has the most claims in the county (696, 47%). Check your ZIP →
NFIP claims
1,481
1978 – 2026
Total paid
$37.0M
nominal dollars, not inflation-adjusted
Claims paid
78%
1,150 received a payment
Average payout
$32K
per paid claim
Last 10 years
115
claims 2017 – 2026
Most recent loss
2026-05-09
data as of 2026-09-07

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Pick your ZIP code to see how many insured buildings there filed flood claims, in which years, and how much was paid. Narrow by year or flood zone too. Everything runs in your browser — nothing you pick is sent anywhere.

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Flood claims by year

Peak: 639 claims in 2016
 
 
'80
 
 
 
 
'85
 
 
 
 
'90
 
 
 
 
'95
 
 
 
 
'00
 
 
 
 
'05
 
 
 
 
'10
 
 
 
 
'15
 
 
 
 
'20
 
 
 
 
'25
 

Claims by year of loss, 1978–2026. Spikes line up with named storms and major rain events; quiet years still see claims from local flash flooding.

Biggest flood events in Acadia Parish

Flood event (FEMA name)ClaimsPaidAvg / claimYear
Mid-summer severe storms619$22.1M$36K2016
Flooding (FEMA general label)156$805K$5K1980
Hurricane Rita29$233K$8K2005
Flooding (FEMA general label)19$68K$4K1993
Hurricane Lili17$55K$3K2002
Flooding (FEMA general label)13$15K$1K1982
Hurricane Juan9$64K$7K1985
Tropical Storm Allison8$36K$4K2001
Hurricane Gustav8$13K$2K2008
Hurricane Katrina6$16K$3K2005
Hurricane Laura5$35K$7K2020
2021 Mid-Spring Severe Storms4$64K$16K2021

60% of claims here fall under these 12 entries. “FEMA general label” groups many separate floods under one name; the rest of the claims have no event name.

Claims by flood zone

Not sure what the zone letters mean? Flood zones explained →

High-risk A zones: 930 (63%)Coastal high-risk V zones: 9 (1%)Moderate / low-risk zones (B, C, X): 468 (32%)Zone not recorded: 74 (5%)
Flood zone at ratingClaimsPaidAvg / claim
High-risk A zones (A, AE, AH, AO, A1–A30, AR)930$19.7M$21K
Coastal high-risk V zones (V, VE, V1–V30)9$136K$15K
Moderate / low-risk zones (B, C, X)468$16.7M$36K
Zone not recorded74$427K$6K

What caused the flooding

Cause of damage (as coded by FEMA)ClaimsShare
Accumulation of rainfall or snowmelt1,02069%
Stream, river or lake overflow20814%
Other causes1228%
Tidal water overflow (storm surge)1107%
Not recorded151%
Alluvial fan overflow50%

Flood claims by ZIP code in Acadia Parish

20 ZIP codes in Acadia Parish have at least one NFIP claim. ZIP codes can cross county lines; this table counts only claims FEMA assigned to Acadia Parish.

70526696$11.7M47%312025
70578329$12.9M22%312026
70525185$4.7M12%272025
7055970$1.6M5%112020
7053541$2.1M3%82017
7054332$1.1M2%92022
7053424$684K2%92021
7053117$803K1%22016
7052717$163K1%52013
7055614$182K1%52016
7051514$130K1%112016
7053712$269K1%52020
7051610$481K1%42021
705295$12K0%22016
5$14K0%31985
705464$6K0%42017
705833$137K0%22016
705361$7K0%11980
705071$10K0%11980
70578-36021$00%12025

Click a column to sort. Click a ZIP to load it in the lookup above.

When does Acadia Parish flood?

August accounts for the most flood losses (644 claims, 43%). Claims by month of loss:

MonthClaimsShare
January30821%
February81%
March936%
April352%
May22315%
June312%
July40%
August64443%
September644%
October463%
November91%
December161%

Year-by-year detail

Year of lossClaimsPaid
20261$61K
202570$5.1M
20241$43K
20232$70K
20222$36K
20217$107K
20209$35K
20197$32K
20181$5K
201715$77K
2016639$22.3M
20154$2K
20148$216K
2013272$6.0M
201223$484K
20099$76K
200814$43K
20072$13K
200612$124K
200540$320K
200433$361K
20039$78K
200220$59K
200112$49K
20001$1K
19992$27K
19983$27K
19973$26K
19963$22K
19956$30K
19942$15K
199330$83K
19921$2K
19913$24K
19901$2K
19891$0
19861$1K
198512$96K
19842$0
19832$510
198225$46K
19813$2K
1980158$807K
19798$14K
19782$3K

Neighboring parishes and counties

Acadia Parish borders 5 areas we cover. Flood risk does not stop at a county line, so it is worth comparing.

NeighborClaimsPaidOutside high-risk
Acadia Parish (this page)1,481$37.0M33%
Lafayette Parish6,579$266.7M40%
Vermilion Parish4,799$187.1M14%
St. Landry Parish976$22.2M41%
Jefferson Davis Parish313$6.2M29%
Evangeline Parish286$6.4M41%

All 64 Louisiana parishes → · County and ZIP rankings →

Common questions about flooding in Acadia Parish

Has Acadia Parish flooded recently?
Yes — the most recent flood loss with an insurance claim on file was on 2026-05-09, and claims were filed in 10 of the last 10 years (115 claims from 2017 to 2026). FEMA’s data runs to 2026-09-07, so the newest events may not appear yet.
Do I need flood insurance in a low-risk zone here?
Lenders generally require it only in high-risk A and V zones. But 33% of Acadia Parish’s claims came from moderate- and low-risk zones. Whether to buy coverage is your call — see flood zones explained and check your address on the FEMA Flood Map Service Center.
Can I see whether a specific house has flooded?
Not here. FEMA removes addresses before publishing, so these figures describe areas, never a property. Our guide how to check if a house has flooded lists the questions and records that can tell you about a specific home.
Why might the real number of floods be higher?
Only buildings with National Flood Insurance can file these claims, and most homes are not insured for flood. More on what the counts mean in understanding NFIP claims data.

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About these numbers

Figures are aggregated from FEMA’s OpenFEMA NFIP Redacted Claims dataset (county FIPS 22001, data as of 2026-09-07). They cover only properties that carried National Flood Insurance — most homes do not, and private flood policies are not included — so real flood damage is larger than these counts show. Dollar amounts are as paid, in nominal dollars. Flood zone is the zone used to rate the policy at the time, which may differ from today’s map. FEMA states this dataset is not an official federal report. Use it for background, not for a purchase, insurance or legal decision; for a specific property ask the seller for its flood disclosure or the owner’s NFIP loss history.